Onlyfans To Ai Training – Why Gen Z Doesn’T Care Where Our Money Comes From

  • By Nico
  • Sept. 2, 2026, 3:56 p.m.

What is production nihilism?

There’s a new way to describe how young people approach work that goes beyond the familiar “financial nihilism” of meme stocks and crypto — production nihilism. It captures the growing indifference among Gen Z to the kinds of labor they’ll do and the places they’ll earn, born from the breakdown of the old formula that turned steady pay into long-term security.

Hope used to be a key economic input — it kept people grinding for promotions, mortgages and pensions. Now jobs are precarious, housing is largely unaffordable, only 6% of young people say a leadership role is their main career goal, and the incentive to delay satisfaction for a distant payoff has weakened.

Side hustles and platforms reshaping the grind

Platforms have made it easier to stack income streams. The idea of a single career path is evaporating as people polywork — running nighttime craft shops, building YouTube channels, training LLMs on companies like Mercor, selling content on OnlyFans or even doing non-sexualized escorting. Some of these gigs supplement a day job; others become primary incomes.

Surveys show Americans are warming to the “portfolio career” idea, with more than half saying it’s preferable for tomorrow’s workforce. Fifty-seven percent of Gen Z report having a side hustle, more than double the rate among boomers. For many, a salaried job is a financial anchor while side projects supply autonomy, identity and faster payoffs — after all, “writer” reads better on a dating profile than “analyst.”

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"If waiting forever for the ‘good life’ means missing your life, you start using whatever you have to get what you need now," says a Gen Z creator reflecting the shift from delayed reward to immediate agency.

Culture, cinema and the new meaning of agency

This impulse to monetize the present isn’t new — early postwar critiques of consumer culture captured similar anxieties. Jean-Luc Godard’s Two or Three Things I Know about Her follows Juliette, a housewife who sells parts of her life to keep up with consumer pressure, a precursor to the gig logic that optimizes whatever assets are available.

But where midcentury artists often treated women as objects of commodification, Gen Z flips the script. The Juliette figure is reclaimed as a subject who chooses to convert time, skills and identity into currency. Cultural theorist Lauren Berlant’s idea of the “anticipatory present” helps explain why this matters: when a promising future no longer binds you, extracting value now becomes rational. Nietzsche’s description of clearing away dead values fits too — production nihilism is a clearing, not just a collapse.

Where rhetoric of “high-agency” falls short

Tech-world prescriptions about “high-agency” survivors who will outmaneuver AI feel like another version of the anticipatory bind Berlant warned about — a new success narrative in an economy that increasingly can’t guarantee upward mobility. That makes the source of income less important when it no longer signals a stable destination.

So rather than a catastrophic retreat from work, production nihilism can read as pragmatic improvisation: young people are reassigning what matters from a distant promise to immediate payoff — cash, flexibility and identity. The result is a labor landscape where the how and the where of income matter far less than what it delivers in the present.

Nico
Author: Nico
Nico

Nico

Nico tracks the pulse of SoCal creator culture - from WeHo nights to TikTok mornings. He chases viral moments, fan deals, collabs, and live events with fast, human coverage. Expect Q&As, “Hot Now” briefs, and field notes that tell you what’s popping and why it matters. If it’s trending by noon, Nico had it at breakfast.